Dual Eligible Special Needs Plans (D-SNP) combine your Medicare and Medicaid into one plan — often with $0 premiums, grocery and OTC allowances, free transportation, and dental, vision & hearing. We'll check what you qualify for, free and in your language.
A D-SNP is a special type of Medicare Advantage plan built only for people who have both Medicare and Medicaid. It coordinates both programs into one card, keeps all your Medicaid benefits, and adds extra benefits you can't get from Original Medicare or Medicaid alone — at little or no cost to you.
Many plans load a monthly spending card for groceries, over-the-counter items, and sometimes utilities or rent for those who qualify.
Rides to and from medical appointments and the pharmacy are included on most D-SNPs.
Coverage Original Medicare doesn't include — cleanings, glasses, and hearing aids.
Built in, with very low copays thanks to Extra Help — as little as $0–$12.65 per drug in 2026.
With QMB-level Medicaid, you're protected from Medicare deductibles, copays, and coinsurance.
One plan, one card, one team helping you manage both Medicare and Medicaid benefits.
If you have Medicare and limited income, you may qualify for full Medicaid or a Medicare Savings Program (MSP) — either of which can make you eligible for a D-SNP. These are the 2026 monthly income guidelines for Florida (asset limit: $9,950 single / $14,910 married). Certain income doesn't count — the only way to know for sure is to apply, and we help you do it free.
See if a Medicare Savings Program can qualify you →
| Program | Monthly income (single) | Monthly income (married) | Helps pay |
|---|---|---|---|
| QMB | ~$1,350 | ~$1,824 | Part A & B premiums, deductibles & copays |
| SLMB | ~$1,616 | ~$2,184 | Part B premium ($202.90/mo) |
| QI | ~$1,816 | ~$2,455 | Part B premium ($202.90/mo) |
Limits include the standard $20 income disregard and update each April. Enrolling in any MSP also gives you Extra Help for prescriptions automatically. Don't self-disqualify — apply and let us check.
We confirm your Medicaid or MSP status — and help you apply if you're not enrolled yet. Many people qualify and don't realize it.
We check which plans your doctors accept, which cover your medications, and which give the best grocery/OTC and transportation benefits for your area.
We handle enrollment and help all year — including your annual Medicaid renewal so you never lose coverage.
Our licensed bilingual brokers in Doral check your eligibility and compare every D-SNP in your area. No cost, no obligation, ever.