Private Health Insurance in Miami, Florida — For Self-Employed & Freelancers Under 65 The Health Experts Insurance helps self-employed individuals, freelancers, independent contractors, and small business owners in Miami-Dade, Broward, and all of Florida find private health insurance coverage outside of the ACA Marketplace. If you are self-employed, a 1099 worker, a freelancer, or a small business owner under 65 in Florida, you may have more options than you think — and the ACA Marketplace may not be the best fit for your situation. Our licensed Florida health insurance brokers compare private health insurance plans, short-term health plans, dental and vision coverage, and supplemental plans for individuals and families who need coverage on their own terms. All consultations are free. We are paid by the carriers, never by you. Call 1-800-380-6821 or visit healthexps.com.
Private Health Insurance Options for Self-Employed People in Florida Short-Term Health Insurance in Florida Short-term health plans provide temporary coverage for self-employed individuals and freelancers between jobs or waiting for other coverage to begin. These plans are flexible and can be customized to your budget. Fixed Indemnity and Supplemental Plans Fixed indemnity plans pay a set benefit for covered medical events and can complement other coverage. These are popular with self-employed Floridians who want predictable costs without ACA Marketplace requirements. Dental and Vision Insurance for Self-Employed Individuals in Miami Standalone dental and vision plans are available to self-employed individuals and freelancers in Florida regardless of your health insurance situation. Our brokers compare plans from multiple carriers at no cost. Travel Insurance for Florida Residents Travel insurance is available for individuals, families, and self-employed professionals who travel domestically or internationally and need medical coverage outside their primary plan. Private Health Insurance vs ACA Marketplace — Which Is Right for Self-Employed People in Florida? The ACA Marketplace works well for some self-employed individuals, especially those who qualify for premium tax credits. However, if your income is higher, if you need more flexibility, or if you want coverage that starts immediately, private health insurance options outside the Marketplace may better fit your situation. Our licensed brokers compare both and help you decide which makes more sense for your income and needs.
Frequently Asked Questions — Private Health Insurance for Self-Employed in Miami Can self-employed people get health insurance outside the Marketplace in Florida? Yes. Self-employed individuals, freelancers, and 1099 workers in Florida have access to private health insurance plans, short-term plans, fixed indemnity plans, and supplemental coverage outside of the ACA Marketplace. The Health Experts Insurance compares all available options at no cost. What is the best health insurance for self-employed people in Miami? The best health insurance for self-employed individuals in Miami depends on your income, health needs, preferred doctors, and budget. Options include ACA Marketplace plans, private health plans, short-term coverage, and supplemental plans. Our licensed Miami brokers compare all options for your specific situation for free. How much does private health insurance cost for self-employed people in Florida? Private health insurance costs for self-employed individuals in Florida vary based on age, coverage level, plan type, and health history. Our licensed brokers compare plans from multiple carriers to find the most affordable option for your situation at no cost. Do I need to wait for open enrollment for private health insurance in Florida? No. Private health insurance plans outside the ACA Marketplace are often available year-round without waiting for an open enrollment period. Contact The Health Experts Insurance to explore your options. The Health Experts Insurance — 1695 NW 110 Ave, Suite 224, Doral, FL 33172 — 1-800-380-6821 — healthexps.com