A Special Enrollment Period (SEP) is a federally protected window that allows Medicare-eligible individuals to enroll in, switch, or drop a Medicare plan outside of the standard Annual Enrollment Period.  If you qualify for a Special Enrollment Period, you do not have to wait until October 15 to make changes to your Medicare coverage. When Does the Annual Enrollment Period Happen? The Medicare Annual Enrollment Period (AEP) runs from October 15 through December 7  each year.

Yes.  The Health Experts Insurance offers completely free health insurance consultations to individuals, families, and seniors throughout Miami-Dade County, Broward County, and all of South Florida. There is no fee, no obligation to enroll, and no catch. Our licensed brokers are paid by the insurance carriers — never by you. What Does a Free Health Insurance Consultation Include? When you schedule a free consultation with The Health Experts Insurance, here is exactly what we

The short answer:  AvMed Medicare was not replaced by a single plan. When AvMed discontinued all Medicare Advantage plans in Florida on January 1, 2026, former members were free to choose any Medicare plan available in their area — and there are several strong options. The Health Experts Insurance has been helping former AvMed members find replacement plans at no cost. What Happened to AvMed Medicare in Florida? In early 2025, AvMed announced it would exit the Medicare Advant

If you had AvMed Medicare in Florida, your coverage ended on January 1, 2026. AvMed made the decision to exit the Medicare Advantage market entirely, leaving thousands of Florida seniors — many of whom had been with AvMed for years — suddenly needing to find a new plan. If that's you, the most important thing to know right now is this: You can still switch. You are not stuck. And you don't have to figure this out alone. This guide will walk you through exactly how to switch M

Since your AvMed Medicare Advantage plan ended on January 1, 2026, you're probably asking the same question thousands of Florida seniors are asking right now: "What's the best Medicare Advantage plan to replace AvMed?" The good news is that Florida — especially Miami-Dade and Broward — has one of the most competitive Medicare markets in the country. There are strong options available, many with $0 premiums and benefits that are equal to or better than what AvMed offered. The