MEDICARE

Medicare is the federal health insurance program for:

• People who are 65 or older

• Certain younger people with disabilities

• People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

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The different parts of Medicare help cover specific services:

• Medicare Part A (Hospital Insurance)

• Medicare Part B (Medical Insurance)  

• Medicare Part D (prescription drug coverage) 

These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.