Original Medicare leaves a 20% gap with no annual cap. A Medigap plan fills it — giving you freedom to see any doctor in the country and completely predictable costs.
All Medigap plans are standardized — the same letter covers the same things regardless of which company sells it. The only difference is price. Here are the three most popular options in Florida:
A Plan G from one company covers exactly the same things as a Plan G from any other — the only variable is the monthly premium. Premiums for identical coverage can vary by $50–$100/month in the same ZIP code. Our brokers compare every licensed carrier in Florida at no cost to you. See the full plan letter comparison →
Medicare Supplement tends to be the better fit if any of these apply to your situation.
Ongoing conditions, regular specialist visits, or chronic illness make predictable costs more valuable than low premiums.
Medigap lets you see any doctor that accepts Medicare anywhere in the country — no network, no service area restrictions.
If your preferred doctors or hospital don't participate in Medicare Advantage networks, Medigap is often the only way to keep them.
With Plan G, once you meet your $257 Part B deductible, Medicare and Medigap cover the rest. No surprise bills for covered services.
Because all plan letters are standardized, the only job is finding the lowest price. We shop them all.
We compare every licensed carrier for your ZIP code and age. Same coverage, lowest price. Free.