Whether you're self-employed, between jobs, a small business owner, or just need coverage outside of open enrollment — we'll find the right private health plan for your situation and budget.
Not everyone fits into the same box. Here's how to find what's right for your situation, budget, and timing.
Comprehensive, ACA-compliant coverage with 10 essential benefits. Income-based subsidies can dramatically reduce or eliminate your premium. The best option for most individuals and families.
Temporary coverage for gaps between jobs, waiting for Open Enrollment, or other short-term needs. Lower premiums but limited benefits — not ACA-compliant.
Employer-sponsored group coverage for businesses with 2–50 employees. Premium contributions are tax-deductible and help attract and retain talent.
COBRA lets you keep your former employer plan — but you pay the full premium. That can be $800–$1,800+/month for a family. We almost always find better coverage for less.
Losing employer coverage triggers a Special Enrollment Period. You have 60 days to enroll in an ACA plan — and if you qualify for subsidies, it may cost significantly less than COBRA. Find your options in 2 minutes →
Costs vary widely by plan type, age, and income. Here are real 2026 ranges for South Florida residents.
Private health insurance isn't one-size-fits-all. We specialize in finding the right fit for your specific situation.
No employer plan? We'll find you comprehensive coverage at the best available rate, and check if you qualify for subsidies.
We set up group health plans for businesses of any size, or individual coverage for sole proprietors.
Moving to Florida triggers a Special Enrollment Period. We'll get you covered quickly with local plans and bilingual support.
We compare individual and family plans side by side and check subsidy eligibility for each member of your household.
We compare plans from every major carrier available in Florida to find your best option.
Tell us your situation and we'll find your best options — in English or Spanish, completely free.