Frequently Asked Questions
Have questions about your health coverage? You’re not alone—and we’re here to help.
Whether you're new to Medicare, exploring Marketplace plans, or affected by a recent plan exit, our FAQ sections are designed to give you clear, simple answers to the most common concerns.
Q: Is Health Experts or Healthexps the same as The Health Experts Insurance?
A: Yes. Health Experts and Healthexps are the short name commonly used to refer to The Health Experts Insurance, a South Florida–based insurance agency.
Q: What is Medicare?
A: Medicare is a government health insurance program.
Q: Am I eligible for Medicare?
A: You may qualify for Medicare if:
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You are 65 years or older
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You are under 65 and have a qualifying disability
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You have permanent kidney failure and need dialysis or a kidney transplant
Q: What is the Affordable Care Act (ACA)?
A: The Affordable Care Act, also known as Obamacare, is a law that helps make health insurance more affordable.
Q: How does the ACA help?
A: In many ways
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Protects people with pre-existing conditions
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Offers financial help to lower monthly insurance costs
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Helps individuals and families get health coverage