Make the Most of Your Retirement Age with Medicare Plans
Whether you’re newly retired or a snowbird enjoying life between states, having the right Medicare plan can make all the difference. At The Health Experts, we help you find coverage that fits your lifestyle, budget, and travel needs.
Understanding Medicare: Your Options Simplified
Navigating Medicare can feel overwhelming, but you're not alone. At The Health Experts, we're here to guide you through your options, ensuring you find the coverage that best fits your health needs and lifestyle.
✅ Original Medicare (Parts A & B)
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Part A: Hospital Insurance covering inpatient care, skilled nursing facilities, hospice, and some home health care.
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Part B: Medical Insurance covering doctor visits, outpatient care, preventive services, and medical supplies.
Note: Original Medicare doesn't cover everything. That's where additional plans come in.
🔄 Medicare Advantage (Part C)
Medicare Advantage plans are offered by private insurance companies approved by Medicare. They combine Part A and Part B coverage and often include additional benefits.
Key Benefits:
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All-in-one coverage (Parts A & B
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Often includes prescription drug coverage (Part D)
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Additional benefits like dental, vision, hearing, and wellness programs
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Out-of-pocket maximum limits for better financial protection
Consider if you prefer bundled services and additional benefits.
➕ Medicare Supplement (Medigap) Plans
Medigap plans help cover out-of-pocket costs
not paid by Original Medicare, such as copayments,
coinsurance, and deductibles.
Highlights:
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Freedom to choose any doctor or hospital that accepts Medicare
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No network restrictions1
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Predictable out-of-pocket costs
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Ideal if you travel frequently or desire more flexibility in choosing healthcare providers.
💊 Medicare Part D: Prescription Drug Coverage
Part D plans cover prescription medications and are offered by private insurers.
Considerations:
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Evaluate formularies to ensure your medications are covered
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Look into pharmacy networks and preferred pricing
Just Retired? Start Medicare the Right Way.
Avoid penalties and confusion. We walk you through enrollment, benefits, and plan comparisons—so you can focus on enjoying your next chapter.
Live in Two States? Your Coverage Should Travel With You.
We help seasonal residents find Medicare plans with national networks and flexible benefits—so your health coverage goes where you do.
Get Expert Medicare Help—At No Cost to You
Why Choose The Health Experts?
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Licensed and experienced agents dedicated to your needs
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Personalized consultations to match you with the right plan
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Ongoing support throughout your Medicare journey
We're more than just insurance agents; we're your partners in health.
Have Questions About Medicare?
Get quick answers to common concerns like:
✅ When should I enroll in Medicare?
✅ Can I keep my doctor?
✅ What’s the difference between Advantage and Supplement plans?