Affordable Health Coverage
Through the ACA
Discover comprehensive health plans tailored to your needs and budget.
Enroll today with expert guidance
What ACA Plans Include — and Why It Matters
🧡 Coverage That Cares for the Whole You
When you enroll in an ACA health plan through The Health Experts, you’re not just choosing insurance—you’re choosing support, guidance, and coverage that truly works for you and your family. Here are a few key benefits included in most ACA plans that make a real difference:
✅ Preventive Care That Puts You First
From annual checkups and routine screenings to vaccines and wellness visits, preventive care is covered—so you can stay ahead of your health without worrying about extra costs.
✅ Support for Mental & Emotional Wellness
Your mental health is just as important as your physical health. ACA plans include therapy, behavioral health services, and substance use support to help you feel your best, every day.
✅ Affordable Access to Prescription Medications
Need help covering everyday medications or specialty drugs? ACA plans include prescription coverage, giving you access to what you need at a cost that fits your budget.
Not sure which plan is right for you?
We’re here to walk you through your options with honest, bilingual support—so you can feel confident in your coverage and focus on what matters most: your health.
Comprehensive Coverage Options to Meet Your Needs
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Individual Plans: Ideal for self-employed or those without employer coverage.
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Family Plans: Protect your entire family with customizable options.
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Short-Term Plans: Temporary coverage for life transitions.
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Supplemental Coverage: Add-ons like dental, vision, and accident insurance.
Enrollment Deadlines
📅 Enrollment Deadlines & Year-Round Options
The ACA Open Enrollment Period is your main chance to apply or change your health plan for 2025. This year, it runs from:
🗓️ November 7 to December 15, 2025
Enroll during this time to ensure your coverage starts on January 1, 2025.
But don’t worry—you may still qualify for coverage outside of those dates through a Special Enrollment Period (SEP). If you’ve experienced certain life events, you can apply for a new plan or update your current one throughout the year.
✅ Common Qualifying Life Events:
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Loss of health coverage (job loss, aging out, divorce)
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Moving to a new ZIP code or county
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Marriage or legal separation
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Birth or adoption of a child
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Change in immigration status
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Becoming eligible for Medicaid or losing Medicaid
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Experiencing a natural disaster or declared emergency
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Receiving a subsidy determination or income change
If you’re not sure whether you qualify, we’ll help you check—at no cost. Whether it’s during Open Enrollment or through a Special Enrollment Period, we’re here year-round to guide you every step of the way.
Why Floridians Trust
The Health Experts Insurance
✅ Bilingual licensed agents
✅ Access to a wide range of ACA-compliant plans
✅ Personalized assistance from licensed agents
✅ Support in understanding subsidies and cost-sharing reductions
✅ Seamless enrollment process
