Can I Get a Free Health Insurance Consultation in Miami?

Yes. The Health Experts Insurance offers completely free health insurance consultations to individuals, families, and seniors throughout Miami-Dade County, Broward County, and all of South Florida. There is no fee, no obligation to enroll, and no catch. Our licensed brokers are paid by the insurance carriers — never by you.

What Does a Free Health Insurance Consultation Include?

When you schedule a free consultation with The Health Experts Insurance, here is exactly what we do:

For Medicare consultations:

• Review your current coverage and identify any gaps

• Check your specific doctors and specialists against available plan networks

• Run a formulary check for all your prescriptions against available plans

• Compare Medicare Advantage, Medicare Supplement, and Part D options side by side

• Explain your enrollment windows and any deadlines that apply to your situation

• Help you enroll if you decide to move forward — same day if needed

For ACA Marketplace consultations:

• Check your eligibility for premium tax credits and subsidies

• Compare Bronze, Silver, Gold, and Platinum plans based on your income and health needs

• Identify any Special Enrollment Periods you may qualify for

• Walk you through the enrollment process on healthcare.gov

For private health insurance consultations:

• Review options for self-employed individuals, freelancers, and those who don't qualify for or want the Marketplace

• Compare short-term plans, fixed indemnity plans, and supplemental coverage

• Find dental, vision, and travel insurance options

Why Is It Free?

Licensed health insurance brokers in Florida are compensated directly by the insurance carriers — not by clients. When you enroll in a plan through a broker, the carrier pays a standard commission. This means you get expert, personalized guidance at zero cost.

This is true whether you enroll in a plan through us or not. There is never any obligation.

Who Can Get a Free Consultation?

Anyone in Miami-Dade County, Broward County, or anywhere in Florida can request a free consultation. We regularly help:

• Seniors turning 65 and enrolling in Medicare for the first time

• Former AvMed Medicare members looking for replacement plans

• Self-employed individuals and freelancers looking for coverage outside the Marketplace

• Individuals and families who lost job-based coverage

• People who received an IRMAA notice and don't understand it

• Anyone who wants to review their current plan before the next enrollment period

We offer consultations in English and Spanish.

How Do I Schedule a Free Health Insurance Consultation in Miami?

Three ways to get started:

Call us: 1-800-380-6821 — available Monday through Friday, same-day consultations often available

Request online: Book your free consultation →

Use our plan finder: Compare Medicare plans in your ZIP code →

We are located at 1695 NW 110 Ave, Suite 224, Doral, FL 33172 and serve clients throughout South Florida in person, by phone, and virtually.

What Our Clients Say

Our clients consistently tell us that the most valuable part of working with us is having someone explain their options in plain language — no jargon, no pressure, no upselling.

⭐⭐⭐⭐⭐ 4.9 Google Rating based on 37 reviews from Miami-Dade and Broward clients.

Frequently Asked Questions

Is the consultation really free? Yes, completely. Licensed insurance brokers in Florida are paid by the insurance carriers, not by clients. There are no hidden fees and no obligation to enroll.

How long does a consultation take? Most consultations take 20–30 minutes depending on how many questions you have and how many plans we compare.

Do I have to enroll in a plan after the consultation? No. There is never any pressure or obligation to enroll in anything. Many clients come to us just to understand their options before making a decision on their own timeline.

Can I get a consultation in Spanish? Yes. Our team is fully bilingual in English and Spanish. Just let us know your preference when you call or book online.

Do you serve clients outside of Miami? Yes. We serve clients throughout Miami-Dade County, Broward County, and all of Florida by phone and virtually.

To your health,

Yahoska Perez Licensed Insurance Broker The Health Experts Insurance

| Doral, FL 1-800-380-6821 | healthexps.com

We do not offer every plan available in your area. Currently we represent organizations which offer products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.